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Tue Apr 2, 2024

Lunch & Learn Series

The Subject:

Options Beyond Conventional Coverage

Most employers are acutely aware that healthcare costs have been rapidly rising over the past fifteen years significantly outpacing inflation. Yet, health insurance is a key benefit that employers must provide if they’re to offer employees a competitive benefits package and continue to attract and maintain top talent.

As healthcare costs continue to rise, smaller and mid-sized companies are increasingly looking to leverage the benefits of self-funded plans but lack scale of a large company to completely self-fund their health program. There is another way to achieve similar benefits.

Through a Medical Stop Loss Group Captive, it allows smaller and mid-sized companies to combine their buying power to build self-funded health insurance programs as a group. A Medical Stop Loss Group Captive member enjoys the best of both worlds by providing members the increased control of a self-funded program while still offering protection from catastrophic risks.

If you are an employer with 75 to 300 employees and interested in being the best in class while gaining control over your healthcare spend, come learn more about this innovation concept that at our next Lunch & Learn that Wyatt Insurance Services is hosting at Chesapeake’s on April 2nd

Reserve your seat today! Your RSVP is kindly requested by March 29th to reserve your seat and meal.

Note: Due to the nature of this program, this is an exclusive event for employers with 75-300 employees. To help us reserve the appropriate number of seats and plates for lunch, please ensure your registration is firm. Thank you! 

The Experts:

YountsUnderstanding the frustrating challenges of conventional insurance, Wyatt Insurance Services partners with Captive Resources to address the impact that lack of control can have on a company’s financial outlook and total medical spend. Carter Younts is an Associate Vice President of Business Development with Captive Resources. Carter specializes in unique strategies to help businesses gain control of their medical spend through the creation & oversight of member-owned group captive insurance programs. Carter has been in the health insurance space for over a decade with an array of experience across the ancillary, stop loss, and captive space. A Virginia native, Carter now lives in Nashville, TN.

HorneCliff Horne, Vice-President of Wyatt Insurance Services, Inc., partners with employers to help recruit and retain valuable employees by providing a high quality, yet affordable benefits package. Since entering the insurance industry in 1987 with Allstate, Cliff has seen many changes in the industry and has a vast knowledge of the insurance industry. He began specializing in the employee benefits arena 20 years ago. Working closely with employers of various sizes in Middle and East Tennessee, Cliff oversees Wyatt Insurance Services benefits division. He is a longstanding member of the National Association of Health Underwriters, has served on the board of the Knoxville Health Underwriters, and was appointed as a committee member when Tennessee explored the possibility of establishing a state-based health exchange.

Cliff is a proud graduate of Bob Jones University and member of Shoreline Church in Knoxville. He has been married to his college sweetheart for over 30 years. They have two beautiful girls, Samantha and Savanna.

Lunch Provided.

Note: The Legacy Centre's Lunch & Learn Series is a monthly/bi-monthly educational workshop in a small group setting that gives owners and key employees the freedom to ask questions and seek specialized training from experts on professional topics pertinent to their business success. 


Tue Apr 2, 2024
12:00 p.m. - 1:30 p.m.


Chesapeake's Restaurant & Event Center (West)
9630 Parkside Dr.
Knoxville, TN