Who We Are
Scott Carmichael
Owner/Agent,
Guardian Enterprises, LLC / EMS
Merchant Services
Second Generation Business
Work: (843) 729-6824
Guardian Enterprises, LLC / EMS
1059 North Cedar Bluff Road
Suite 107
Knoxville, TN 37923
Currently serving accounts in various parts of the United States, Scott Carmichael, owner of Electronic Merchant Systems - Universal, goes the extra mile in everything he does. Delivering good customer service to all his clients is his first priority - “100% Commitment, Dedication, & Service to Each Customer.” We think Scott's personal dedication to his clients is rare, a positive reflection of his values and the way he conducts his life and business.
Electronic Merchant Systems (EMS) is a privately held company that specializes in Merchant Services and Credit Card Processing along with various other services such as Loyalty & Gift Cards, E-Commerce, Biz Funding, and more. Backed by a 100% dedication to growing your business and Data Breach Insurance Policies up to $100,000 on all your merchants, EMS services provide your business with peace of mind.